In today's economic downturn loans are harder to come by than in the good old days. Loans that allow you to remodel (cash out loans) are almost non existent with a LTV (loan-to-value) over 80%. Banks have tightened their belts and restricted the loans they will make in response to the toxic debt they now carry on their balance sheets. So where do you turn? Who is stepping forward to help you the homeowner during these difficult times? I'd like to introduce myself, my name is Eric Storm. I lend in all 50 states and I live in Fort Mill, SC. I have been in the mortgage lending business for 14 years, through all the ups and downs several times. You can be sure of one thing, when you choose me as your loan officer you will get all the options available and I will help find the best mortgage for you.