When showing your clients a home that needs repair or you are looking for a fixer-upper, get some information on our Federal Housing Administration (FHA) 203(k) renovation loans. These loans are perfect for a bargain hunter who has spotted a fixer-upper or a foreclosure in need of immediate repair, or a client who has found a home that would be ideal if only there were a third bedroom and a second bathroom.

Well during the past year and a half the lending landscape home buying home buying has changed profoundly. Guidelines have been rewritten, loan programs completely canceled, “SO!” here we are. You can’t even get an equity line today! I’ve seen quite a few loan programs in my time in the lending industry.

Insulating your house can can be a great way to conserve energy and reduce your heating and cooling bills. FHA’s 203k home renovation loan can provide you with money for this upgrade and so much more. Today lets talk about the R-Value of your home and exactly what that means for your wallet.