About

Lending Money in NC/SC for 17 Years

Through the good and bad economic times in the mortgage industry here in the Carolinas I have worked with families to refinance and finance mortgages. The past few years have  been a time of transition and anticipation in the mortgage markets and the nation. Now things are finally settling down, and the frontier is very different. I want to help people understand the loan picture in the Carolinas and help families make the best decisions for their circumstance. Prospect Mortgage is the largest independently owned mortgage broker in the nation. I am able to serve my clients for life no matter where they move because we do business in all 50 states. So I am here for consultations, the desire is to help customers get in a good position for the long haul. Please feel free to use this blog as an education tool, I’ve tried to include basic information to help you make the best decisions about your future.

I started working in the mortgage business because I love helping people.

My clients mean the world to me, I work very hard to make sure every closing goes smooth for them and their family. I have owned my own business, managed mortgage offices, and now I’m a senior loan officer and my focus is solely on my clients. I want to help keep your mortgage experience simple, stress-free and structured. There are many moving parts to a mortgage and behind the scenes there is a lot of work you will never see, and I like it that way. You need to be focused on what’s really important, your family. At Prospect Mortgage we pride ourselves on offering the safest and most secure mortgages on the market. The landscape in mortgage lending has been changing over the last year and a half, lets not fool ourselves. But what we have moving forward is a firm and stable foundation for lending during the years to come.

The difference is in the details.

The difference is in the details. In today’s mortgage market there are fewer mortgage products and each one require more details to receive approval. Actually its getting back to the standards we had during the early nineties where I cut my teeth lending in Rock Hill, SC.I have been in the mortgage business for 14 years and devote time each week for training and education. Today mortgages have to make sense, not like a few years ago when just any deal you had could get approved. Today more time has to be spent working the numbers, looking for land mines, working for the best scenario for you and having the wisdom to recommend the right direction and loan.  My business is your family, home and future.