Residential consumers’ home energy use is changing. New smart
home energy monitoring equipment can provide a near real-time
snapshot of energy usage. With this information in hand, consumers
are altering their energy-using behavior and becoming more energy
efficient. Studies have shown that savings range from 10% to 20% when
consumers are able to monitor electricity usage in real time.
Most home [...]
Trying to reduce the rising number of foreclosures in the U.S., the
Treasury Department introduced a new federal program that makes it
easier to process a short sale for people unable to keep their homes.
Home Affordable Foreclosure Alternatives (HAFA) streamlines
the process for doing a short sale or deed-in-lieu of foreclosure for
distressed homeowners who do not qualify for [...]
Preferred roofing materials depend largely on regional weather conditions. Areas of heavy snowfall might warrant metal roofing. In milder climates, there’s a greater array of options: clay and concrete tile, slate, and cedar or asphalt shingles. The latter, often called composition roofing, is the most popular. Accounting for 80% of the U.S. residential market, it [...]
“”Until recently, borrowing money for a new kitchen, second-story addition, or other home improvement meant going to the bank, seeing a Loan Officer, and hoping for the best. Today, however, you have many more options. A mortgage broker, for example, can offer more than 200 different loan programs. And brokers are just one of the [...]
When showing your clients a home that needs repair or you are looking for a fixer-upper, get some information on our Federal Housing Administration (FHA) 203(k) renovation loans. These loans are perfect for a bargain hunter who has spotted a fixer-upper or a foreclosure in need of immediate repair, or a client who has found a home that would be ideal if only there were a third bedroom and a second bathroom.
Home Purchase w/ Remodel Loan. Basic understanding of our remodeling loan process is a good way to get plugged into what is required from you the homeowner during the process of the loan.